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Topic 148: Teenagers should receive lessons on principles of personal finance, such as investing and debt. To what extent do you agree with this statement? The idea that teenagers should receive lessons on principles of personal finance, such as investing and debt, which lies among arguable debates, has again sparked controversy. Some proponents maintain that teenagers should be educated on the fundamentals of personal finance, while opponents claim that it is unnecessary to study finance at such a young age. This essay will elaborate on both sides of the debate, and thus lead to a final conclusion. To begin with, there are numerous reasons why finance is worth learning from teenage years. However, the most evident one derives from the fact that young people often lose control of their finances due to lack of knowledge. An instance illustrating this idea is that a survey in 2020 showed that children often overspent money on useless things like video games and toys. Furthermore, it helps them avoid financial pressure in the future. Moving on to consider the opposing arguments put forward by critics, some people believe that it is harmful to teach children these financial principles too early. It is largely attributed to the fact that there are more crucial subjects at school that students need to learn instead of finance. For instance, a survey at The University of Sydney proved that a lot of teenagers find finance complicated and hard to absorb. Another significant factor is that teenagers often tend to waste money on unreasonable expenses. In conclusion, while there are strong arguments on both sides of the debate, a final conclusion must be drawn, and I strongly believe that teenagers should be encouraged to take lessons related to personal finance. Topic2: The idea that experiential learning can work well in formal education, which lies among arguable debates, has again sparked controversy. Some proponents maintain that learning through experiences helps students to gain more benefits, while opponents claim that traditional form of teaching is more advantageous. This essay will put both sides of the continuous issues under scrutiny, hence arrive at a final conclusion. To begin with, there are a myriad of reasons why many experts recommend experiential learning. However, the most evident one is derived from the fact that this learning method encourages students to study the subjects more deeply and effectively. An instance illustrating this idea is that a survey conducted by a social group suggested that 60 percent of students have better results in their science exams thanks to this learning style. Furthermore, experiential learning creates more chances for students to gain more practical experiences and promotes their critical thinking skills. Moving on to consider the opposing arguments put forward by critics, some people believe that traditional form of teaching remains the optimal method of education. It is largely attributed to the fact that it is still the main method used to train many successful graduates each year. For instance, a survey at Sydney University proved that most scholars in various fields nowadays were trained by traditional teaching method including mostly lectures in the past. Another significant factor can be that traditional form of teaching is more affordable compared to experiential learning. In summary, despite both sides having valid and logical arguments, a final conclusion must be drawn, and I am deeply convinced that experiential learning can outweigh the conventional way of teaching.

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