Tiêu đề Glosarry Lembaga Pembiayaan.pdf ✅

2 31. DP / Down Payment 8 32. One Obligor 8 33. Profiiling 8 34. BI Checking 8 35. Dedup / Deteksi Duplikasi 8 36. Deviasi Pengajuan Pembiayaan 8 37. Segregation of Duty / Division of Duty 8 38. SLA / Service Level Agreement 9 2 COLLECTION 9 1. Desk Coll 9 2. ARO / AR Officer 9 3. Rem Off / Remedial Officer 9 4. Eksternal Kolektor 9 5. Deliquency Cases 9 6. TOD / Total Over Due 9 7. Pick Up 9 8. NCI / Net Cash In 9 3 RISK 10 1. PPD / Proses Pengajuan Disbursement 10 2. Tenor 10 3. Angsuran 10 4. OVD / Overdue (N) 10 5. Harga OTR / Harga On The Road 10 6. Principal Amount / Pokok Hutang (PH) 10 7. Reposses (Repo) 10 8. DSR / Debt Service Ratio 10 9. DIR / Debt Income Ratio 10 10. FID (N) / First Installment Default 11 11. FPD / First Payment Default 11 12. MOB / Month on Book 11 13. TOR / Turn Over Ratio 11 14. ADP / Aktiva Dalam Penguasaan 11 15. LOR / Loss of Repossession 11
3 16. LOR-Gross 11 17. LOR-Nett 11 18. WO / Write Off 11 19. Recovery 11 20. NCL / Net Credit Loss 11 21. Vintage 11 4 MARKETING 12 1. NMCY / New Motorcycle 12 2. UMCY / Used Motorcycle 12 3. NCAR / New Car 12 4. UCAR / Used Car 12 5. MMCY / Multiguna Motorcycle 12 6. MCAR / Multiguna Car 12 7. CMCY / Captive Motorcycle 12 8. CCAR / Captive Car 12 9. CAPMGMCY / Captive Multiguna Motorcycle 12 10. CAPMGCAR / Captive Multiguna Car 12 11. Multiguna Non Captive 12 12. Booking In Realisasi (Booking IR) 12 13. MTD / Month to Date 12 14. MOM / Month of Month 12 15. YTD / Year to Date 12 16. YOY / Year of Year 12 17. OI / Order In 12 18. PO / Purchase Order 12 19. Carry Over MTD-3 13 20. Supplier 13 21. Mitra 13 22. Sumber Order / Sales Through 13 23. COP (Car Ownership Program) / MOP (motorcycle Ownership Program) 13 24. C to C (Customer to Customer) 13 25. STAR / Solution Tepat Aman RIngan 13 26. Trade In 13
4 27. Internal Sales Force 13 5 PARAMETER KUALITAS 13 1. %FPD 13 2. %FPD 7+ 14 3. % 0+ 15 4. % 30+ 15 5. % 60+ 15 6. % 90+ 16 7. % 30+ 3MOB 16 8. %30+ 6MOB 17 9. %FID 3 18 10. %FID 6 18 11. %FID 9 19 12. %F3PD (First 3 Payment Default) 20 13. %30+Repo@3MOB 21 14. %30+Repo@6MOB 21 6 PERHITUNGAN COLLECTION 21 1. % Bucket (1-30) 21 2. % Bucket (31-60) 21 3. % Bucket (61-90) 21 4. % Bucket (91-120) 22 5. % Bucket (121-150) 22 6. % Bucket (151-180) 22 7. % Bucket (180 up) 22 8. % Flow to 30+ 22 9. % Bal 1-30 23 10. % Balance 31-60 23 11. % Flow 31-60 to 60+ 23 12. % Back to Current (BTC) 31-60 23 13. % Balance 1-90 23 14. Average Grading Kinerja ARO & Remoff 23 15. % Balance 61-90 23 16. % Flow 61-90 to 90+ 23