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[email protected] Thank you for taking the time to read this playbook. I hope this reading will add some value to your knowledge. _________________________ Binaya Ratna Shakya
Remember those university days? The professor—who probably hadn't seen the inside of a real business since the Panchayat era— droning on about the Current Ratio and the glorious, all-knowing formulas that could supposedly predict a company's future. We memorized it all, aced the exams, and walked into our first banking job thinking we were financial wizards. And then, reality hits you harder than a microbus changing lanes without a signal. Your first loan application wasn't a neat case study from the textbook. It was from a pashmina trader in Thamel whose financial records looked like they were jotted down on a napkin during a power cut. Your next client was a restaurateur whose main asset was a "secret momo recipe" and whose sales forecast depended entirely on the number of public holidays in a month. And let's not forget the booming IT company with three employees, a rented room, and a valuation that made zero sense on paper. Introduction: Why This Isn't Your College Textbook 3 AI generated picture
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