Tiêu đề MS10. STFC Products.pdf ✅

305–STFC Products 4 | P a g e Management Education Scheme-Semester-II metro cities and therefore cannot afford to pay installments beyond ` 3500/- to ` 4500/- per month. They also do not live in own house and many of them live in slums having no proper postal address. Bachelors who have left the rural native place keep changing the residence and the vehicles do not have proper parking places. For parking the vehicle they depend on dead end lanes in metro and big cities after 11 pm in the night till early morning. The vehicles are kept one behind other and or chained and guarded by local ruffians for whom a token monthly rental is paid by the borrowers of SGV. It is essential that SGV PEs note these places of parking and record so that when the borrower absents and goes to native place for a week also they are not mislead that the borrower is missing and the vehicle is missing. If PEs could check as to whether the vehicles are parked in the usual place even when the mobile phones are not reachable. It could be concluded that the borrower has gone on a short visit to native place and need not conclude that the borrower is missing. (This segment is viable if and if only the vehicle is run on owner driver basis. Also the vehicles depreciate fast and speedy action is required after repossession.) SGV VEHICLES LOAD RANGE AND EARNING SGV vehicles carry weights between 500kgs to 3000kgs when they are overloaded. They earn on trip basis, load basis, day hire or delivery contracts. Gross earning could be as low as ` 400/- per day and might cross ` 800/- to ` 1000/- in the case of new 407. These vehicles earn on trip basis, load basis, day-hire basis, per km per load basis and delivery contract basis in certain places! LGV VEHICLES - MARKET WORTHINESS – OR FIT The profile of the borrower is middle class. In this segment lot of first time users borrow and hence they need to be guided for an appropriate vehicle. The PEs must be thorough as to which vehicle is suitable for what propose. Vegetables, fruits, agriculture products, pharmaceutical goods, industrial spare parts, FMCGs, consumer durables etc are all distributed through these vehicles. Some sophisticated goods need fully closed vehicles or even cooling arrangements where as many could be transported in open vehicles. Similarly, the terrain in which the vehicles run, the nature of goods and the wheel base of the vehicle etc. have bearing on the application or usage of vehicle and the PEs must clearly know the most suitable vehicle for each of their purposes obtaining in their respective areas as of operation. If the vehicles are wrongly used other than the purpose for which they are meant, the vehicle would be damaged & the earnings would be affected.