Tiêu đề MS9. STFC Processes.pdf ✅

304–STFC Processes Management Education Scheme-Semester-II 1 | P a g e Management Education Scheme Empowerment through Excellence, Excellence through Education Self Learning Material (For Internal Circulation Only) STFC Processes SEMESTER – II (Volume II)

304–STFC Processes Management Education Scheme-Semester-II 3 | P a g e Contents Title Page No. I. Introduction – Methods of Finance 5 II. Various Business Segments 9 Section - I (STFC Process) 17 1. Identification of borrowers & KYC norms 17 2. Assessment of customers 20 3. Assessment of vehicle’s value 22 4. Pre-sanction papers processing 24 5. Child loan requirement analysis & processing 28 6. Post-sanction documentation 31 7. Credit disbursement 33 8. Data processing 35 9. Accounting 36 10. Accounting for administrative functions 38 11. Cash management & general administration in offices 39 12. STFC software package – UNO 42 13. Collections accounting & management 45 14. Preparation/submission of statement of account 48 15. Follow – up with borrowers 49 16. Problem accounts recovery, repossession & risk management 51 17. Disposal of repossessed vehicles 53 18. Accident/claims reporting 54 19. Final settlement 57 Section – II (Investment Products/Deposits) 59 1. Deposits, bonds & debentures 60 2. Acceptance of deposits/debentures 61 3. Operations at the branch level 69