Tiêu đề Vocab for Speaking.docx ✅

Fanpage: Write with Travis https://bit.ly/4hl5dOp Fanpage: Write with Travis https://bit.ly/4hl5dOp TOPIC 1: MONEY Making decisions, especially financial ones, can feel like navigating a maze with no clear exit. For some, money burns a hole in their pocket, leading them to splash out on the latest gadgets or fork out for luxury items without a second thought. These financially naive individuals often pay through the nose for things they don’t need, falling victim to rip-offs and ending up in the red. They might run up a bill or debt, living from hand to mouth as they struggle to make ends meet. On the other hand, financially savvy decision-makers know how to tighten their belts when necessary. They haggle for better deals, avoid lining the pockets of overpriced retailers, and scrimp and save to build a nest egg for the future. For those who choose to live on a shoestring, every decision is calculated. They might cough up for essentials but resist the urge to splurge on frivolities. By staying in the black, they ensure financial stability, even when times are tough. Whether it’s deciding to invest wisely or cutting back on unnecessary expenses, the key lies in balancing immediate desires with long-term goals. After all, the art of decision-making isn’t just about spending—it’s about creating a life where financial freedom and peace of mind go hand in hand. Cough up [phrasal verb] reluctantly give something, especially money, that you don't want to give. It implies a sense of being forced or pressured to pay or give something up. Example Q: Have you bought anything expensive recently?

Fanpage: Write with Travis https://bit.ly/4hl5dOp Fanpage: Write with Travis https://bit.ly/4hl5dOp A: It's hard to say, really. I think some young people are quite financially savvy, but others, well, they might need a bit more guidance. It's easy to get caught up in the moment and fork out for things you don't really need, especially with all the temptations of online shopping and advertising. Financially savvy [collocation] having a good understanding of how money works and being able to manage your finances effectively Example Q: Did your parents teach you about managing money? A: Yeah, they did, actually. They always emphasized the importance of being financially savvy, you know, budgeting, saving, and not getting into debt. I'm really grateful for their guidance. Financially naive [collocation] lacking experience and awareness of financial matters Example Q: Did your parents teach you about managing money when you were younger? A: Not really, no. I guess I was quite financially naive growing up. I didn't really understand the value of money or the importance of saving. I'm learning now, though, through experience... and a few mistakes along the way!