Tiêu đề Vocab for Speaking.docx ✅

Fanpage: Write with Travis https://bit.ly/4hl5dOp Fanpage: Write with Travis https://bit.ly/4hl5dOp TOPIC 1: MONEY Making decisions, especially financial ones, can feel like navigating a maze with no clear exit. For some, money burns a hole in their pocket, leading them to splash out on the latest gadgets or fork out for luxury items without a second thought. These financially naive individuals often pay through the nose for things they don’t need, falling victim to rip-offs and ending up in the red. They might run up a bill or debt, living from hand to mouth as they struggle to make ends meet. On the other hand, financially savvy decision-makers know how to tighten their belts when necessary. They haggle for better deals, avoid lining the pockets of overpriced retailers, and scrimp and save to build a nest egg for the future. For those who choose to live on a shoestring, every decision is calculated. They might cough up for essentials but resist the urge to splurge on frivolities. By staying in the black, they ensure financial stability, even when times are tough. Whether it’s deciding to invest wisely or cutting back on unnecessary expenses, the key lies in balancing immediate desires with long-term goals. After all, the art of decision-making isn’t just about spending—it’s about creating a life where financial freedom and peace of mind go hand in hand. Cough up [phrasal verb] reluctantly give something, especially money, that you don't want to give. It implies a sense of being forced or pressured to pay or give something up. Example Q: Have you bought anything expensive recently?
Fanpage: Write with Travis https://bit.ly/4hl5dOp Fanpage: Write with Travis https://bit.ly/4hl5dOp A: Hmm, let me think... Oh, yeah, I had to cough up for a new phone last month. My old one fell and the screen cracked. It was a bit painful, but I needed a working phone, so I had no choice. Splash out on [phrasal verb] spend money freely or extravagantly on something, especially something considered a luxury or a treat Example Q: What do you usually do to celebrate special occasions? A: Well, it depends on the occasion, really. But I often like to go out for a nice meal with friends or family. And, you know, sometimes I'll splash out on a special gift for the person we're celebrating. Fork out [phrasal verb] pay for something Example 1 Q: Have you bought anything expensive recently? A: Hmm, let me think. Oh, yeah, I had to fork out for a new laptop a few weeks ago. My old one finally gave up the ghost. It was a bit of a pain having to spend so much money, but I needed it for my studies. Example 2 Q: Do you think that young people are good at managing their finances?