Tiêu đề BE 45- Personal loans and credit.pptx ✅

ENGLISH FOR BANKING AND FINANCE BE 45: Personal loans and credit
WARM-UP Do you often use credit cards?
OVERVIEW Vocabulary: Credit and Debit cards Listening: The leaflet Language: Conditional sentences Speaking: Using credit Cards Q&A: Discussion “Credit Cards”
I. Vocabulary Talks English VOCABULARY DESCRIPTION SENTENCE Credit (n) an arrangement that you make, with a shop for example, to pay later for something you buy We bought the dishwasher on credit. Interest the extra money that you pay back when you borrow money Interest rates have risen by 1%. Instalment one of a number of payments that are made regularly over a period of time until something has been paid for We paid for the car by/in instalments. Credit rating a judgement made by a bank, etc. about how likely somebody is to pay back money that they borrow, and how safe it is to lend money to them He has a bad credit rating. Debit (v) when a bank debits an account or debits money from an account, it takes money from the account Your current account is automatically debited with the amount of your purchase.