Title Unit 12: Money ✅

Unit 12: Money Chủ đề tranh luận: How can students save money in 4 years of education ? Saving money during a four-year degree is a mix of discipline, smart planning, and taking advantage of student perks. Here are five debate-style questions in English, along with suggested arguments for both sides, to help you practice your English and explore this topic. 1. Living on campus vs. Living off campus Question: "Is it more cost-effective for students to live in university dorms or rent a private apartment off-campus?" ● Pro-Dorm (Affordability/Convenience): "Living on campus saves money on transportation and utilities. Most dorms include electricity, water, and Wi-Fi in the rent, preventing unexpected monthly bills." ● Pro-Apartment (Flexibility/Control): "Renting off-campus with roommates is often cheaper. You have your own kitchen, which allows you to cook at home and avoid expensive university meal plans." 2. Buying New vs. Used Textbooks (Tùng) Question: "Should students always buy brand-new textbooks, or are digital and used versions always the better choice?" ● Pro-New (Efficiency): "New textbooks come with access codes for online labs and the latest information, which can prevent the cost of failing a course or needing extra materials later." ● Pro-Used/Digital (Savings): "The resale value of new books is terrible. Buying used books or renting digital versions can save a student thousands of dollars over four years." 3. Part-time jobs: Academic Distraction or Financial Necessity? Question: "Does having a part-time job during the semester help or hinder a student’s long-term financial success?" ● Pro-Work (Financial Independence): "A part-time job reduces student debt and teaches time management. The income earned can cover daily expenses, preventing interest-heavy loans."