Title ĐÁP ÁN ĐỀ THI CHUYÊN ANH HÀ TĨNH 2024 2025.docx ✅

GAVIN: A couple of weeks ago, and it's an apartment actually. I was told by the landlord that it would be a good idea to get some insurance for the furniture and other personal possessions. DIANE: Fine. Well, let's get some details. What kind of apartment is it? GAVIN: It's a two-bedroom apartment. DIANE: What floor is it on? GAVIN: Why do you need to know that? DIANE: Because it affects the cost of the insurance. An apartment on the ground floor isn't as protected as others and there's more chance of a break-in. GAVIN: Really? I didn't know that. It's on the third, no, second floor. DIANE: Second . . . and how much is the rent? GAVIN: It's $615 per month. DIANE: Good, and where is it located? GAVIN: In Biggins Street, South Hills. DIANE: I see. And what things did you want to insure? GAVIN: Well, what do you recommend? DIANE: Well, the most important things are those which you would normally find in a home. Things like the television, fridge and so on. GAVIN: I see. Well, I've got a fridge and a stereo system which I've just bought from a friend. DIANE: And how much did you pay for the fridge? GAVIN: Er, $450. DIANE: 50 or 15? GAVIN: 50 and the stereo system cost $1,150. DIANE: Have you got a television? GAVIN: Yes, but it's very old and not worth much. DIANE: OK. Well, is there anything else you want to insure? GAVIN: Yes, I've got a couple of watches and my CDs and books. DIANE: How much do you think they're worth? GAVIN: The watches are worth $1,000 ... DIANE: For both of them? GAVIN: No, each one and, all together, the CDs and books cost me about $400. DIANE: OK, so the value of everything you want to insure is $4,000. GAVIN: How much will the insurance cost? DIANE: Let me see, $4,000 divided by ... plus 10% ... right, so this kind of insurance, er, that's Private Contents insurance, it comes to $184 for a twelve-month period. GAVIN: $184. Well, that sounds pretty good. OK, I'll take that policy. GAVIN: Can I arrange the policy over the phone?