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www.iaritoppers.in Whatsapp : +91-9694095242 Page | 1 Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) Started Become operational : 1 December 2018 Formerly Launched : 24 February 2019 (Source : Official website & PIB) Cut-off date for determining the eligibility of beneficiaries 1 February 2019 ( For Next 5 years, except transfer of land on succession in case of death of landholder ) Launched at Gorakhpur, UP by PM Modi Objective To augment the income of Farmers To supplement the financial needs of farmers in procuring various inputs Coverage/Eligibility All landholding farmers families Scheme Exclusion All Institutional Land holders. Landless Labour Former and present holders of constitutional posts All Persons who paid Income Tax in last assessment year Funding 100% Central government Budget outlay for FY 2021-22 65,000 crores Payment Mode DBT (Direct Bank Transfer) Income Support under scheme 6000/- Year Total Installments per year Three ( 2000/- each for every 4 months period ) Current Affairs Part-8
www.iaritoppers.in Whatsapp : +91-9694095242 Page | 2 Installment Period Period 1: April-July; Period 2: August to November; Period 3: December to March First Instalment 01.12.2018 to 31.03.2019 Total Instalments released (Till 10/11/2023) 14 State having highest beneficiaries Uttar Pradesh > Maharashtra Implemented All over India Period wise payments Dec-Mar 2022: 8.8 Crore farmers APR-JUL 2023: 9.59 crore farmers Additional Features ln the beginning, its benefits were admissible only to Small & Marginal Farmers (SMF) families, with combined landholding upto 2 hectare. The Scheme was later on revised w.e.f. 1 .6.2019 and extended to all farmer families irrespective of the size of their landholdings. Definition of family for the scheme is husband, wife and minor children. State Government and UT administration will identify the farmer families which are eligible for support as per scheme guidelines. AADHAR eKYC is MANDATORY for PMKISAN Registered Farmers.
www.iaritoppers.in Whatsapp : +91-9694095242 Page | 3 Pradhan Mantri Fasal Bima Yojana (PMFBY) History Comprehensive Crop Insurance Scheme (CCIS) : 1985-99 National agricultural insurance scheme (NAIS) : Started in Rabi 1999-2000 to Kharif 2013 ( But some states allowed to be continued up to Rabi 2015-16 ) Modified National Agricultural Insurance Scheme (MNAIS) : Started Rabi 2010-11 Pilot Weather Based Crop Insurance Scheme (WBCIS) : Started 2007-08 Pilot Coconut Palm Insurance Scheme (CPIS) : 2009 The existing NAIS, MNAIS, WBCIS and CPIS were merged under a Central Sector Scheme “National Crop Insurance Programme (NCIP) / Rashtriya Fasal Bima Karyakram (RFBK)”. NCIP started from Rabi 2013-14. NCIP/NAIS has recently been reviewed, and a new scheme namely, Pradhan Mantri Fasal Bima Yojana (PMFBY) has been approved in place of MNAIS/NAIS for implementation from Kharif 2016 season. Events Announced : 18 Feb. 2016 Become Operational : 01.04.2016 ( Kharif 2016 ) Objectives Providing financial support to farmers suffering crop loss/damage arising out of unforeseen events. Stabilizing the income of farmers to ensure their continuance in farming. Encouraging farmers to adopt innovative and modern agricultural practices. Ensuring credit worthiness of the farmers, crop diversification and enhancing growth and competitiveness of agriculture sector besides protecting the farmers from production risks.
www.iaritoppers.in Whatsapp : +91-9694095242 Page | 4 Web portal National Crop Insurance Portal ( www.pmfby.gov.in ) Risk Coverage The basic cover under the scheme covers the risk of loss of yield to standing crop (sowing to harvesting). This comprehensive risk insurance is provided to cover yield losses on an area based approach basis due to non-preventable risks like drought, dry spells, flood, inundation, wide spread pest and disease attack, landslides, natural fire due to lightening, storm, hailstorm, and cyclone. Add-on Risk Coverage The State Governments/UTs, in consultation with the State Level Coordination Committee on Crop Insurance (SLCCCI) may choose any or all of the following add-on covers based on the need of the specific crop/area in their State to cover the following stages of the crop and risks leading to crop loss: Prevented Sowing/Planting/Germination Risk. Mid-Season Adversity Post-Harvest Losses Localized Calamities Attack by wild animals Mandatory Documents Aadhar Card , Bank Passbook, Land Record/ Tenancy Agreement, and self-declaration certificate General Exclusions Losses arising out of war and nuclear risks, malicious damage and other preventable risks shall be excluded. Reporting time for crop loss Within 72 Hours Channel of reporting i.e. Whom to be reported Intimation may be given within 72 hours by the farmer either directly through the "Crop Insurance App" or dedicated toll-free number, Centralized Call Centre number of concerned Insurance Company.