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www.iaritoppers.in Whatsapp : +91-9694095242 Page | 1 Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) Started Become operational : 1 December 2018 Formerly Launched : 24 February 2019 (Source : Official website & PIB) Cut-off date for determining the eligibility of beneficiaries 1 February 2019 ( For Next 5 years, except transfer of land on succession in case of death of landholder ) Launched at Gorakhpur, UP by PM Modi Objective  To augment the income of Farmers  To supplement the financial needs of farmers in procuring various inputs Coverage/Eligibility All landholding farmers families Scheme Exclusion  All Institutional Land holders.  Landless Labour  Former and present holders of constitutional posts  All Persons who paid Income Tax in last assessment year Funding 100% Central government Budget outlay for FY 2021-22 65,000 crores Payment Mode DBT (Direct Bank Transfer) Income Support under scheme 6000/- Year Total Installments per year Three ( 2000/- each for every 4 months period ) Current Affairs Part-8
www.iaritoppers.in Whatsapp : +91-9694095242 Page | 2 Installment Period Period 1: April-July; Period 2: August to November; Period 3: December to March First Instalment 01.12.2018 to 31.03.2019 Total Instalments released (Till 10/11/2023) 14 State having highest beneficiaries Uttar Pradesh > Maharashtra Implemented All over India Period wise payments Dec-Mar 2022: 8.8 Crore farmers APR-JUL 2023: 9.59 crore farmers Additional Features  ln the beginning, its benefits were admissible only to Small & Marginal Farmers (SMF) families, with combined landholding upto 2 hectare. The Scheme was later on revised w.e.f. 1 .6.2019 and extended to all farmer families irrespective of the size of their landholdings.  Definition of family for the scheme is husband, wife and minor children.  State Government and UT administration will identify the farmer families which are eligible for support as per scheme guidelines.  AADHAR eKYC is MANDATORY for PMKISAN Registered Farmers.
www.iaritoppers.in Whatsapp : +91-9694095242 Page | 3 Pradhan Mantri Fasal Bima Yojana (PMFBY) History  Comprehensive Crop Insurance Scheme (CCIS) : 1985-99  National agricultural insurance scheme (NAIS) : Started in Rabi 1999-2000 to Kharif 2013 ( But some states allowed to be continued up to Rabi 2015-16 )  Modified National Agricultural Insurance Scheme (MNAIS) : Started Rabi 2010-11  Pilot Weather Based Crop Insurance Scheme (WBCIS) : Started 2007-08  Pilot Coconut Palm Insurance Scheme (CPIS) : 2009  The existing NAIS, MNAIS, WBCIS and CPIS were merged under a Central Sector Scheme “National Crop Insurance Programme (NCIP) / Rashtriya Fasal Bima Karyakram (RFBK)”.  NCIP started from Rabi 2013-14.  NCIP/NAIS has recently been reviewed, and a new scheme namely, Pradhan Mantri Fasal Bima Yojana (PMFBY) has been approved in place of MNAIS/NAIS for implementation from Kharif 2016 season. Events Announced : 18 Feb. 2016 Become Operational : 01.04.2016 ( Kharif 2016 ) Objectives  Providing financial support to farmers suffering crop loss/damage arising out of unforeseen events.  Stabilizing the income of farmers to ensure their continuance in farming.  Encouraging farmers to adopt innovative and modern agricultural practices.  Ensuring credit worthiness of the farmers, crop diversification and enhancing growth and competitiveness of agriculture sector besides protecting the farmers from production risks.
www.iaritoppers.in Whatsapp : +91-9694095242 Page | 4 Web portal  National Crop Insurance Portal ( www.pmfby.gov.in ) Risk Coverage  The basic cover under the scheme covers the risk of loss of yield to standing crop (sowing to harvesting).  This comprehensive risk insurance is provided to cover yield losses on an area based approach basis due to non-preventable risks like drought, dry spells, flood, inundation, wide spread pest and disease attack, landslides, natural fire due to lightening, storm, hailstorm, and cyclone. Add-on Risk Coverage The State Governments/UTs, in consultation with the State Level Coordination Committee on Crop Insurance (SLCCCI) may choose any or all of the following add-on covers based on the need of the specific crop/area in their State to cover the following stages of the crop and risks leading to crop loss:  Prevented Sowing/Planting/Germination Risk.  Mid-Season Adversity  Post-Harvest Losses  Localized Calamities  Attack by wild animals Mandatory Documents  Aadhar Card , Bank Passbook, Land Record/ Tenancy Agreement, and self-declaration certificate General Exclusions  Losses arising out of war and nuclear risks, malicious damage and other preventable risks shall be excluded. Reporting time for crop loss  Within 72 Hours Channel of reporting i.e. Whom to be reported  Intimation may be given within 72 hours by the farmer either directly through the "Crop Insurance App" or dedicated toll-free number, Centralized Call Centre number of concerned Insurance Company.